Ruwaid Ali Ajaj [Speaker]

Who is Ruwaid Ali Ajaj?

Ruwaid is a highly dedicated Risk Management Executive with more
than 15 years of professional experience in the Banking and Financing sectors in KSA. He manages various types of risk, such as Credit Risk, Operational Risk, Liquidity Risk, Market Risk, Cyber Security and Business Continuity and engages in several control and support functions such as Governance, Audit, Compliance, Collections and Operations.

Serving with Deutsche Gulf Finance, one of the leading Real Estate financing companies in the region, which offers diversified residential and commercial real estate financing products offered for Individuals, SMEs and Corporates clients across the kingdom. His role is to ensure all types of risks the organisation is exposed to are effectively managed.

Some of the key accomplishment made are

Academic Qualification


Master in Business Administration University of Business & Technology Jeddah, KSA
Higher National Diploma in Fraud Control (HND) The Arab Academy Jeddah, KSA
Master Prep. Kaplan Program University of Buffalo, USA
Bachelor of Engineering, Marine Northumbria University, Newcastle, UK
High School, Science Manarat Jeddah School Jeddah, KSA

Professional Qualification

	CRM - ISO 31000 (Certified Risk Manager)	The PECB, 2022
	Leading for Results	Insead, 2022
	Business Continuity Certified Expert (BCCE)	BCM Institute, 2021
	Consultation - Risk Management	The Financial Academy, 2021
	The Identification of Operational Risk Management	SNB Training, 2014
	Certified Compliance Officer (CCO)	Institute of Banking, 2013

Current BCM Career

Chief Risk Officer
Deutsche Gulf Finance
Riyadh, KSA

Past BCM Career

VP, Risk Management Saudi National Bank (SNB) Jeddah, KSA
Manager, Credit Policies Saudi National Bank (SNB) Jeddah, KSA
Senior Officer, Risk Control Saudi National Bank (SNB) Jeddah, KSA
Office, Risk Control Saudi National Bank (SNB) Jeddah, KSA
Power Plant Engineer RAWEC Rabigh, KSA
Saudi Aramco KSA/UK