[OR] [MBT] [E3] [CBS] [5] [MD] Map Dependency

CBS-5 Loan and Credit Services

Mapping the dependencies for Metrobank’s CBS-5 Loan and Credit Services is crucial for understanding the interconnected components that contribute to its operational resilience.

Each sub-CBS, from retail loan origination to loan portfolio analytics, relies on a variety of internal and external resources, including people, processes, technologies, and third-party vendors.

By identifying these dependencies and their interactions, Metrobank can ensure that critical services are supported, risk is mitigated, and business continuity is maintained in the event of disruptions.

This is the detailed dependency mapping table for CBS-5 Loan and Credit Services:

Table P2: Map Dependency for CBS-5

Sub-CBS Code	Sub-CBS	Dependency Type	Dependency Detail	Connectivity
5.1	Retail Loan Origination and Assessment	People	Loan officers, credit analysts	Direct interaction with customer data, assessment tools, and credit history
5.2	Corporate and Commercial Credit Underwriting	People	Underwriters, risk managers	Interaction with corporate financial data and risk assessment models
5.3	SME Financing and Credit Processing	Technology	Loan processing software, financial databases	Automated loan processing and decisioning systems
5.4	Credit Approval and Sanctioning	People, Process	Credit approvers, approval workflow system	Integration with loan origination systems and credit risk models
5.5	Loan Documentation and Contract Execution	People, Process	Legal team, document management system	Interaction with contract templates and regulatory compliance systems
5.6	Collateral Management and Security Registration	Technology, Third Party	Collateral management systems, legal registries	Integration with external legal and collateral security registration systems
5.7	Loan Disbursement and Account Setup	Process, Technology	Disbursement systems, account setup software	Interaction with banking systems for fund transfer and account creation
5.8	Loan Servicing and Customer Support	People, Technology	Customer service teams, CRM software	Integration with customer data management systems and loan servicing platforms
5.9	Credit Monitoring and Risk Review	People, Technology	Risk analysts, monitoring systems	Regular updates to credit risk models and loan performance indicators
5.10	Collections and Delinquency Management	People, Technology	Collection agents, CRM systems, automated reminders	Interaction with customer accounts, collections software, and payment systems
5.11	Regulatory Reporting and Compliance	People, Third Party	Compliance officers, external regulatory bodies	Data sharing with regulators and automated reporting systems
5.12	Loan Portfolio Analytics and Strategy	Technology	Analytics platforms, data warehouses	Integration with performance tracking and strategic decision-making tools

Banner [Summing] [OR] [E3] Map Dependency

In conclusion, the dependency mapping of CBS-5 Loan and Credit Services reveals the intricate web of connections that sustain the bank’s lending operations.

By identifying the key dependencies—whether related to technology, people, or external partners—Metrobank can proactively address potential vulnerabilities and ensure that critical services remain resilient.

This comprehensive understanding of interdependencies enhances operational risk management and supports the bank’s overall commitment to regulatory compliance and business continuity.

Building Resilient Banking Operations: The Metrobank Operational Resilience Implementation Guide
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CBS-5 Loan and Credit Services
CBS-5 DP	CBS-5 MD	CBS-5 MPR	CBS-5 ITo	CBS-5 SuPS	CBS-5 ST

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Building Resilient Banking Operations: The Metrobank Operational Resilience Implementation Guide

[OR] [MBT] [E3] [CBS] [5] [MD] Map Dependency

Operational Resilience Certified Planner-Specialist-Expert

CBS-5 Loan and Credit Services

Table P2: Map Dependency for CBS-5

More Information About OR-5000 [OR-5] or OR-300 [OR-3]

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Building Resilient Banking Operations: The Metrobank Operational Resilience Implementation Guide

[OR] [MBT] [E3] [CBS] [5] [MD] Map Dependency

Operational Resilience Certified Planner-Specialist-Expert

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Table P2: Map Dependency for CBS-5

More Information About OR-5000 [OR-5] or OR-300 [OR-3]

Comments:

CBS-5 Loan and Credit Services