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Building Resilient Banking Operations: The Metrobank Operational Resilience Implementation Guide
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[OR] [MBT] [E3] [CBS] [1] [ITo] Establish Impact Tolerances

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In this chapter, we will explore the concept of setting appropriate impact tolerances for Metrobank's critical business services (CBS-1) related to Deposit and Withdrawal Services. Impact tolerances are key measures in operational resilience, helping organisations define the thresholds for tolerable disruption to their critical services.

For Metrobank, establishing impact tolerances for services such as cash deposits at branches, ATM withdrawals, and fraud detection is crucial in ensuring business continuity in the face of adverse events.

By the end of this chapter, readers will understand how to assess the tolerable limits for downtime and data loss in CBS-1 processes and how these measures contribute to Metrobank's operational resilience framework.

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Moh Heng Goh
Operational Resilience Certified Planner-Specialist-Expert

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New call-to-actionCBS-1 Deposit and Withdrawal Services

[OR] [MBT] [E3] [CBS] [1] [ITo] Establish Impact Tolerances

In this chapter, we will explore the concept of setting appropriate impact tolerances for Metrobank's critical business services (CBS-1) related to Deposit and Withdrawal Services. Impact tolerances are key measures in operational resilience, helping organisations define the thresholds for tolerable disruption to their critical services.

For Metrobank, establishing impact tolerances for services such as cash deposits at branches, ATM withdrawals, and fraud detection is crucial in ensuring business continuity in the face of adverse events.

By the end of this chapter, readers will understand how to assess the tolerable limits for downtime and data loss in CBS-1 processes and how these measures contribute to Metrobank's operational resilience framework.

Banner [Table] [OR] [E3] Establish Impact Tolerance

Table P4: Establish Impact Tolerance for CBS-1

 

Sub-CBS Code

Sub-CBS

Maximum Tolerable Downtime (MTD)

Maximum Tolerable Data Loss (MTDL)

Customer Impact

Regulatory Impact

Impact Type

Current Resilience Status

Action Required

1.1

Cash Deposit at Branches

4 hours

1 hour

High

High

Operational

Moderate

Enhance backup processes

1.2

Deposit via ATMs

6 hours

2 hours

High

Medium

Technology

High

Upgrade ATM systems

1.3

Online/Internet Banking Deposits

2 hours

30 minutes

High

High

Technology

Moderate

Implement more resilient infrastructure

1.4

Cash Withdrawal at Branches

4 hours

1 hour

High

High

Operational

Moderate

Enhance staff training

1.5

ATM Withdrawals

4 hours

1 hour

High

Medium

Technology

High

Improve network reliability

1.6

Online/Internet Banking Withdrawals

2 hours

30 minutes

High

High

Technology

Moderate

Strengthen cybersecurity measures

1.7

Failed Deposits or Withdrawals

1 hour

15 minutes

High

High

Operational

High

Automate the recovery process

1.8

Fraud Detection and Prevention

1 hour

15 minutes

Very High

Very High

Security

High

Strengthen fraud detection algorithms

  

Banner [Summing] [OR] [E3] Establish Impact Tolerance

Establishing impact tolerances for Metrobank’s CBS-1 Deposit and Withdrawal Services is an essential step in ensuring the bank’s operational resilience. Each sub-CBS within this critical service has specific downtime and data loss thresholds that align with both customer expectations and regulatory requirements.

By understanding and addressing the maximum tolerable downtime (MTD) and maximum tolerable data loss (MTDL) for each process, Metrobank can better manage risks and optimise recovery strategies. The actions outlined for improving resilience, such as enhancing system backups, upgrading infrastructure, and strengthening cybersecurity, are vital in ensuring minimal disruption during unforeseen events.

Moving forward, these measures will enable Metrobank to maintain high-quality service delivery and meet regulatory compliance standards effectively.

 

Building Resilient Banking Operations: The Metrobank Operational Resilience Implementation Guide

eBook 3: Starting Your OR Implementation
CBS-1 Deposit and Withdrawal Services
CBS-1 DP CBS-1 MD CBS-1 MPR CBS-1 ITo CBS-1 SuPS CBS-1 ST
[OR] [MBT] [E3] [CBS] [1] [DP] Deposit and Withdrawal Services [OR] [MBT] [E3] [CBS] [1] [MD] Map Dependency [OR] [MBT] [E3] [CBS] [1] [MPR] Map Processes and Resources [OR] [MBT] [E3] [CBS] [1] [ITo] Establish Impact Tolerances [OR] [MBT] [E3] [CBS] [1] [SuPS] Identify Severe but Plausible Scenarios [OR] [MBT] [E3] [CBS] [1] [ST] Perform Scenario Testing

 

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