For Metrobank, Corporate Cash Management and Collections are key services that underpin the financial stability of corporate and institutional clients.
This service ensures efficient liquidity management, timely collections, and seamless settlement, all of which are essential to maintaining confidence, market integrity, and business continuity.
The following table outlines the core business processes (Sub-CBS) that constitute Metrobank’s “CBS-4 Corporate Cash Management and Collections.”
These Sub-CBS elements reflect the value chain required to support end-to-end treasury and receivables operations.
Table P1: Detailed Processes for CBS-4
|
Sub-CBS Code |
Name of Sub-CBS |
Description of Sub-CBS |
|
4.1 |
Corporate Account Setup and Onboarding |
Execution of onboarding workflows for corporate clients, including account establishment, KYC validation, service configuration, and digital channel enrolment for cash management services. |
|
4.2 |
Receivables Management |
Administration of corporate receivables products, including over-the-counter collections, digital collections, post-dated checks, and lockbox services, to ensure timely and accurate fund crediting. |
|
4.3 |
Payables and Disbursement Services Integration |
Provision of integrated cash management platforms to enable automated disbursement workflows for payroll, vendor payments, government remittances, and other corporate fund transfers. |
|
4.4 |
Electronic Banking and Treasury Platform Support |
Maintenance, monitoring, and user support for digital platforms and treasury systems that facilitate corporate liquidity management, electronic fund transfers, and bulk payment execution. |
|
4.5 |
Cash Concentration and Liquidity Management |
Execution of centralised liquidity pooling, sweeping, and cash consolidation services to optimise corporate clients’ working capital positions and intraday liquidity. |
|
4.6 |
Cheque Clearing and Settlement Services |
Processing and settlement of corporate cheque deposits and outward clearing activities through national clearing systems to ensure timely funds availability. |
|
4.7 |
Corporate Deposits and Cash Vault Services |
Safekeeping, secure handling, and processing of physical cash deposits through branch networks and cash vault operations, including coordination of armoured transport. |
|
4.8 |
Collections Reconciliation and Reporting |
Execution of automated and manual reconciliation of customer receivables, preparation of transaction reports and statements, and delivery of real-time dashboards for client visibility. |
|
4.9 |
Complaint, Exception, and Dispute Management |
Handling and resolution of operational exceptions, disputed payments, delayed credits, and client-initiated service queries to maintain service quality and regulatory compliance. |
|
4.10 |
Regulatory and Compliance Monitoring |
Execution of mandatory compliance tasks, including reporting to regulators, AML monitoring, and adherence to payment system and cash management regulations. |
Corporate Cash Management and Collections is a critical business service that ensures Metrobank’s institutional and corporate clients maintain resilient financial operations.
Detailed mapping of Sub-CBS elements enables effective risk identification, resilience planning, and continuity strategy development.
A structured understanding of these processes supports Metrobank’s commitment to operational resilience, ensures regulatory alignment, and strengthens stakeholder trust in the bank’s ability to withstand operational disruptions.
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Building Resilient Banking Operations: The Metrobank Operational Resilience Implementation Guide |
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| eBook 3: Starting Your OR Implementation |
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| CBS-4 Corporate Cash Management and Collections | |||||
| CBS-4 DP | CBS-4 MD | CBS-4 MPR | CBS-4 ITo | CBS-4 SuPS | CBS-4 ST |
To learn more about the course and schedule, click the buttons below for the OR-300 Operational Resilience Implementer course and the OR-5000 Operational Resilience Expert Implementer course.
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If you have any questions, click to contact us. |
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