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[OR] [KIB] [E3] [CBS] [2] [ST] Perform Scenario Testing

Written by Moh Heng Goh | Feb 20, 2026 7:09:43 AM

CBS-2 Clearing & Settlement Services

Introduction

Scenario testing is a key component of operational resilience, designed to assess an organisation’s ability to maintain critical business services within approved impact tolerances during severe but plausible disruptions.

For Kenanga Investment Bank, scenario testing for CBS 2 Clearing & Settlement Services ensures that processes such as trade capture, settlement execution, and regulatory reporting remain robust under adverse conditions.

By simulating disruptions, the bank can evaluate recovery and response capabilities, identify vulnerabilities, and strengthen overall operational resilience, while integrating cyber and ICT risk considerations.

Purpose of the Chapter

This chapter aims to guide readers on performing scenario testing for CBS 2 Clearing & Settlement Services at Kenanga Investment Bank. It provides recommended test scenarios for each sub-process, evaluates potential impacts, and demonstrates proactive risk management measures.

The objective is to help operational teams and management understand how to validate that critical processes can sustain service levels within impact tolerances, comply with regulatory expectations, and mitigate operational, financial, and reputational risks.

Table P6: Perform Scenario Testing for CBS-2

Sub-CBS Code

Sub-CBS

Recommended Scenario Test Themes

Impact/Effect

Evidence of Proactive Risk Management Action

2.1

Trade Capture & Validation

System downtime, incorrect trade entry, and data feed interruption

Delayed trade confirmation, financial misstatements

Automated reconciliation checks, dual-entry validation, and cyber risk monitoring

2.2

Clearing Instructions & Netting

Counterparty default, processing delay, system outage

Settlement mismatch, liquidity strain

Daily stress tests, netting simulation exercises, contingency arrangements

2.3

Margin & Collateral Management

Collateral shortfall, market volatility spike

Liquidity pressure, increased credit exposure

Margin call automation, collateral monitoring dashboards, cyber security integration

2.4

Settlement Execution

Payment system disruption, failed settlement

Transaction delays, counterparty disputes

Alternative settlement channels, exception handling protocols

2.5

Funds & Securities Reconciliation

Data inconsistency, processing backlog

Misstated accounts, operational losses

Daily reconciliation procedures, real-time monitoring tools

2.6

Corporate Actions Processing

Late corporate announcements, missed entitlements

Client dissatisfaction, regulatory breach

Automated corporate actions processing, exception alerts, and ICT risk oversight

2.7

Exception & Fail Management

High volume of fails, operational errors

Backlogs, financial penalties

Fail-tracking systems, root-cause analysis, and cross-training staff

2.8

Regulatory & Financial Reporting

Regulatory change, reporting system failure

Non-compliance, fines

Pre-testing reports, automated validation, and cyber threat assessments

2.9

Client & Counterparty Communication

Communication system failure, misinformation

Client dissatisfaction, reputational damage

Multi-channel communication platforms, scenario drills

2.10

Technology, Controls & Monitoring

ICT system cyberattack, monitoring failure

Service disruption, delayed detection of errors

Continuous monitoring, penetration testing, and integrated cyber risk controls

 
 

Performing scenario testing for CBS 2 Clearing & Settlement Services enables Kenanga Investment Bank to identify vulnerabilities, validate resilience measures, and ensure the continuity of critical operations under severe but plausible scenarios.

By embedding proactive risk management actions and integrating cyber and ICT risks into each sub-process, the bank strengthens its ability to operate within impact tolerances, comply with regulatory expectations, and protect stakeholders.

Continuous scenario testing and lessons learned contribute to a culture of operational resilience, enhancing preparedness for future disruptions.

 

Resilience by Design: Kenanga Investment Bank’s Operational Resilience Journey

eBook 3: Starting Your OR Implementation
CBS-2 Clearing & Settlement Services
CBS-2 DP CBS-2 MD CBS-2 MPR CBS-2 ITo CBS-2 SuPS CBS-2 ST

Gain Competency: For organisations looking to accelerate their journey, BCM Institute’s training and certification programs, including the OR-5000 Operational Resilience Expert Implementer course, provide in-depth insights and practical toolkits for effectively embedding this model.

 

More Information About OR-5000 [OR-5] or OR-300 [OR-3]

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