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[OR] [GI] [E1] [C5] Identifying Critical Business Services

Written by Moh Heng Goh | Oct 16, 2025 10:00:55 AM

Chapter 5

Identifying Critical Business Services

Introduction

The purpose of this chapter is to help readers understand how Grab Indonesia, as a leading super-app platform, identifies and manages its Critical Business Services (CBS) within the framework of an Operational Resilience program. In a fast-evolving digital ecosystem where millions of customers depend on Grab for daily transportation, food delivery, logistics, and payments, even minor disruptions can cause widespread impact.

This chapter aims to guide readers through the process of recognising which of Grab’s business services are “critical” — those whose failure would cause intolerable harm to customers or jeopardise business continuity.

Readers will gain insights into how these services are mapped, prioritised, and integrated into resilience planning, ensuring that Grab continues to operate effectively during disruptions.

More importantly, this chapter provides a practical lens for resilience practitioners, risk managers, and regulators to appreciate how operational resilience principles apply to technology-driven, multi-service platforms like Grab.

By studying the identification and protection of Grab Indonesia’s CBS, readers will learn how to establish impact tolerances, assess interdependencies, and design resilient systems that protect both customers and the organisation’s reputation.

This knowledge will equip readers to apply similar methodologies in their own organisations to define and safeguard critical business services in an increasingly interconnected digital economy.

What is a “Critical Business Service”?

A Critical Business Service is a service that the organisation (or a third party on its behalf) delivers to one or more clients, and whose disruption would either (a) inflict intolerable harm to those clients, or (b) threaten the organisation’s viability, industry stability, or broader systemic confidence.

In the context of operational resilience, CBS are the focal point for identifying impact tolerances, designing response strategies, and aligning internal and external dependencies (e.g. technology, suppliers, people).

To implement an operational resilience program at Grab Indonesia (or its operational unit in Indonesia), we would first need to map which services qualify as “critical” and then work to ensure their continuity in the event of disruption.

Critical Business Services for Grab Indonesia

Below is a candidate list of CBS for Grab Indonesia, along with rationale, key dependencies, and considerations. In practice, Grab’s management, risk teams, and regulators would validate this list via business impact analysis and stakeholder consultation.

 

CBS

Description / Why It Matters

Key Dependencies & Risk Areas

Notes on Resilience Considerations

Ride-hailing / Mobility booking (vehicle, motorbike, taxi, etc.)

The core “transportation matching” service — users booking rides via the app, drivers receiving requests, route matching, fare calculation, ride fulfilment. Disruption here would immediately degrade the primary value proposition to users.

Real-time matching engine, mapping/geolocation services, network connectivity, driver app and user app, payment integration, authentication, traffic data, GPS, regulatory compliance (licensing), driver onboarding systems.

Because mobility is often the “front door” into the Grab app, resilience here is paramount. Even partial outages (e.g. in one city) can erode trust and push users to competitors. Redundancy in routing, fallback methods (e.g. simplified matching), partner drivers, and mobile network resilience are critical.

Delivery / Logistics / Parcel Services (GrabExpress, last-mile delivery)

Many users rely on Grab’s delivery/logistics for e-commerce, food, parcel, etc. Interruptions would cascade into merchant relationships and erode the “super-app ecosystem.”

Order routing, fulfilment, courier dispatch, inventory/tracking systems, APIs with merchants, real-time status updates, routing algorithms, address validation, and partner courier networks.

Resilience here must consider surges (e.g. during peak hours or promotions), alternate fulfilment paths, contingency courier partners, and fallback routing logic.

Food & Grocery Marketplace (GrabFood, GrabMart, etc.)

This is a major revenue driver and user stickiness piece of the super-app. Disruption means lost merchant income, user dissatisfaction, and revenue loss.

Merchant onboarding, order management, inventory sync, app UI, payment settlement, delivery coordination, merchant communication systems, and integration with logistics services.

The service depends heavily on coordination across multiple parties (user, merchant, courier). The resilience plan must account for merchant system outages, network latency, asynchronous order handling, and compensation workflows.

Digital Payments & Wallet (OVO / GrabPay integration in Indonesia)

Payment services are critical — if users cannot pay, all other services are impaired. As Grab in Indonesia has a significant stake in OVO (the wallet/e-money service).

Payment rails, settlement systems, regulatory interface (e.g. Bank Indonesia), fraud detection, reconciliation systems, APIs to merchants, PCI / security, integration with banks and clearing houses.

Payment systems typically have strong regulatory oversight, so tolerance for failure is very low. Resilience includes fallback payment routes, failover systems, redundancy, anomaly detection, and well-tested incident response.

Merchant & Partner Portal / Support Services

Grabbing and retaining merchant partners is essential — if the portal or support systems go down, merchant operations degrade, orders fail, and service reputation suffers.

Merchant dashboards, API integrity, reporting, onboarding, contract management, support ticketing, notifications, and SLA mechanisms.

Should include redundant backend, ability to serve degraded capabilities (read-only mode), fallback communication channels (e.g. SMS, email) to merchants.

Demand Forecasting, Matching & Dynamic Pricing Engines

These are enabling services rather than direct “customer-facing,” but their failure can degrade efficiency, lead to price errors, or poor utilisation of driver/courier resources, thereby increasing cost or degrading service quality.

Analytics engines, data pipelines, model training infrastructure, data sources (traffic, demand signals), compute infrastructure, monitoring & alerts.

For resilience, consider graceful degradation (fallback to simpler heuristics), circuit breakers, model versioning, incremental computing, and failover compute environments.

User Authentication, Identity, & Account Management (core user services)

If users cannot log in, reset passwords, or manage accounts, then none of the above services function. Disruptions here cascade.

Authentication infrastructure (SSO, tokens, identity provider), user database, sessions, security controls, MFA or verification.

Must support fallback login paths, high-availability identity systems, capacity scaling under attack (e.g. DDoS), and strict security incident readiness.

Notifications / Messaging / Communications (push, SMS, alerts)

Real-time communication (ride status updates, delivery updates, alerts) is integral to the user experience. Disruption can make the system appear unresponsive or broken.

Push notification services, SMS gateways, in-app messaging, network connectivity, retries, and fallback channels.

Resilience via multi-vendor SMS channels, fallback push/messaging paths, queued delivery, delaying non-critical messages, and monitoring for message delivery success.

Mapping / Geospatial / Routing Services

Precise mapping and routing are core to both mobility and delivery services. Errors or outages degrade route optimisation, ETA prediction, driver navigation, etc.

Geospatial data, maps API, traffic data integration, routing engine, map tiling, caching, tile servers, third-party map vendor dependencies.

Use redundant map providers, caching, local fallback routing, and degrade gracefully (e.g. simpler routes) when live traffic data is unavailable.

Regulatory / Compliance & Reporting Services

For a platform operating heavily in a regulated environment (transport regulation, payments regulation, consumer protection), compliance and reporting services are critical. Disruption may lead to legal breaches or regulatory penalties.

Compliance databases, reporting modules, audit trails, data aggregation, interfaces with regulators, legal/regtech systems.

The resilience plan here must ensure that compliance data and required reports can still be generated (perhaps in degraded or delayed mode) under disruption.

Customer Support / Incident Handling

Users and merchant partners will seek recourse when things go awry; if support is unavailable, frustration multiplies and trust erodes.

Ticketing systems, helpdesk software, chatbots, call centre systems, escalation paths, knowledge base, and CRM integration.

Resilient support must include redundant support platforms, fallback to alternative communication channels (e.g. email, phone), localised support zones, automated triage and fallback scripts.

This is not necessarily exhaustive, but it captures the major domains one would expect as CBS for Grab Indonesia.

Challenges & Interdependencies

When designing and managing an operational resilience program around these CBS, Grab Indonesia must confront several challenges:

  1. High coupling & interdependence
    Many CBS are tightly interlinked. For instance, mobility service depends on authentication, mapping, payments, routing, notifications, etc. A failure in a dependency (e.g. map service) may propagate across multiple CBS.
  2. Third-party and vendor risk
    Grab may rely on external services (e.g. SMS gateway, map provider, payment gateway, cloud infrastructure, telecom carriers). Their outages can affect multiple CBS stations simultaneously. The resilience program must map and monitor these dependencies and have fallback strategies (multi-vendor, SLAs, contracts, redundancy).
  3. Scale and real-time constraints
    Because Grab operates at scale and in real-time, even short disruptions (seconds to minutes) in core services (matching, routing, payments) can degrade user experience or lead to revenue losses or disintermediation (users switch to alternatives).
  4. Regulatory & compliance sensitivity
    Some CBS (particularly payments or wallet services) may have stringent regulatory or security obligations (e.g. anti-money laundering, data protection) where downtime or error can lead to penalties or loss of license.
  5. Geographic & local variation
    Indonesia is a vast archipelago with highly variable network connectivity, city vs. rural differences, local regulatory regimes, and differing partner ecosystems. The resilience architecture must account for regional failovers, decentralised resilience, and local fallback modes.
  6. Degradation planning
    In a disruption, it's often impractical to sustain full service levels. The resilience program must define impact tolerances (how much degradation is acceptable over what period) for each CBS, and design graceful degradation modes (reduced features, limited coverage, queuing, manual processing) rather than full shutdown.
  7. Recovery & validation testing
    It’s not enough to build fallback systems — they must be regularly tested (simulations, drills, game days) to ensure they work under stress, and recovery time objectives must align with tolerances.
  8. Governance, monitoring & escalation
    Central oversight is required to monitor the health of CBS and their dependencies in real time, surface anomalies, and trigger escalation. Clear roles, decision thresholds, and playbooks must exist.

Summing Up …

In conclusion, identifying and safeguarding Grab Indonesia’s Critical Business Services lies at the heart of its operational resilience strategy. Each CBS—whether ride-hailing, delivery, payments, or merchant support—represents an essential link in the company’s promise to deliver safety, reliability, and convenience to millions of users.

By systematically mapping these services and understanding their dependencies, Grab can anticipate disruptions, design effective response strategies, and recover within its defined impact tolerances.

This chapter reinforces the broader lesson that operational resilience is not solely a technology or compliance exercise, but a business imperative that safeguards trust and continuity.

For organisations like Grab Indonesia, resilience ensures that even in times of crisis, essential services remain available, customers stay connected, and confidence in the platform endures.

Readers should walk away with a deeper appreciation of how identifying CBS serves as the foundation for an enduring and adaptive operational resilience framework.

 

Operational Resilience in Action: A Case Study of Grab Indonesia
Understanding Your Organisation: Grab Indonesia

 

Gain Competency: For organisations looking to accelerate their journey, BCM Institute’s training and certification programs, including the OR-5000 Operational Resilience Expert Implementer course, provide in-depth insights and practical toolkits for effectively embedding this model.

 

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