It is useful but the need to be precise in the BC, CM, CC and IT DR field of definition is essential for the right strategy and content of the plans to be developed.
In the extreme case, an incident that is not properly managed can result in significant physical or environmental damage, cause significant injuries to employees or even death.
Here is my layman example of the definition of an incident, emergency, disaster and crisis when explaining each of the BCM concepts.
To further illustrate the definition, I am explaining the definition by using a robbery occurring in a bank as an example to further illustrate these few concepts.
Cautionary Note: This is a laymen version of the definition and you will need to refer to the definition on BCMPedia if you are tempting any BCM Institutes certification examination.
For simplicity, it is a security incident and the person responsible will the the designated "Head of Security" and also the security personnel stationed at the banking hall.
If the robbery incident is "completed" which means the robber has left the premise or been arrested, the security incident becomes a "non-incident" and after the police had completed their investigation, the environment will be asked to stand-down.
What could happen is that the robber had in its procession a weapon and he or she had cause harm or even death to one of the staff members of the bank or even to a customer.
This action is quickly escalated as a emergency as there is immediate medical (life-safety) attention needed to the affected staff member or customer.
The consequence of a death or even injury will result in the bank being closed for investigation and even for forensic investigation.
This will result in the closure of the bank premises and hence, there is a denial of access to the premises. The definition falls under a "disaster."
Remember, the bank premises is now open to the public except there are having a crisis of being being sued. The bank is having a "serious problem" or "crisis" but its premises are open to business.
As this is just my simple illustration to explain the four concepts, it is important to refer to the actual definition as highlighted in BCMPedia.
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